Payments personalised

A Consumer Loan is a fast and affordable way to get behind the wheel of your dream Škoda even sooner. That's because you can personalise your Consumer Loan by choosing a term, paying a deposit or tailoring your repayments to suit your lifestyle. With 100% finance for approved customers there’s nothing to pay upfront, and our competitive fixed rate means you can budget with confidence. When the last payment is made, your Škoda is completely yours.

Enjoy the benefits

  • Personalise your Loan to suit your needs and lifestyle
  • Choose from Loan terms of up to seven years
  • Maximise your savings with a competitive fixed interest rate
  • Pay no account keeping or annual fees
  • Secure your Loan with your new Škoda – no additional security required for approved applicants
  • Reduce your monthly repayments by adding a balloon payment at the end of your loan term or paying a deposit upfront
Simply Clever Finance Brochure
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More solutions, less worries

Škoda Choice

Škoda Choice32 is our Guaranteed Future Value Program that lets you secure the future value of your car. You also have the option to trade in, retain or return your car at the end of a loan term.

Škoda Insurance

Škoda has a reputation for thinking differently - and our insurance is a little bit different too. We’ve designed our cover with Škoda drivers in mind. But it’s the generous range of special features and added extras that really make us stand out from the crowd.

Any questions?

Check our FAQs or contact our Finance Customer Support team for more help.