FINANCING YOUR ŠKODA

When looking to finance your car, it’s easy to get lost in the numbers. At ŠKODA Financial Services, we’ll work with you to find the right product to suit your situation.

Why Finance?

Just like our cars, our finance packages are full of practical features that make life easier.

Spread the payments

Isn’t it nice when things are on your terms? Choose from a range of terms, balloon options and deposits to help you manage your cash flow.

Affordability

Our finance solutions are designed to exceed your expectations, not your budget. So once you’ve got the best deal on your vehicle, our Business Managers can help you get the deal that best suits your needs.

Tax benefits

We’ll gladly advise you on the perfect ŠKODA for your lifestyle. But for advice on the best loan for your situation, including how to make the most of potential tax benefits, we always recommend seeking the advice of your accountant.

Which finance product?

When it comes to choosing a finance product, you might find yourself a little spoilt for choice. To make things easier for you, here are three of our most popular.

ŠKODA Choice Guaranteed Future Value

Life’s too short to waste time worrying about the future. ŠKODA Choice^ lets you know what the future value of your car will be at the end of the term, helping you plan for tomorrow, today.

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Consumer & Commercial Loan

Why keep a good thing waiting? With a Consumer or Commercial loan, you can choose to own your ŠKODA from the start, then simply pay back the principal, plus interest, over the term with regular payments. You can even reduce your loan repayments by adding a balloon, payable at the end of the term.

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Finance Lease

If leasing is more your style, a finance lease lets you use the car for an agreed term in exchange for regular repayments. You don’t actually own the car, but at the end of the term you can trade it in and upgrade to the latest model, or stay with the same car and either pay out or refinance the balloon amount.

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Next steps

You’re only a few steps away from being the proud owner of a ŠKODA. Use our handy car configurator to build your dream ŠKODA.

Once you have an idea of what you need, drop by your local ŠKODA dealer, where our experienced Business Managers will help guide you through the process step by step.

Find your nearest dealer
DOWNLOAD OUR ŠKODA FINANCIAL SERVICES BROCHURE
PDF (4,8 MB)

Because we do not know your personal objectives, please consider whether these products are appropriate for your circumstances. Before acting on any of the information on this page, please seek independent tax advice. To approved customers only and subject to a credit assessment. Terms and conditions apply.

^The ŠKODA Choice Program consists of an option to return the vehicle to SFS** at the end of the term and require SFS** to purchase the vehicle at an agreed price known as the Guaranteed Future Value or GFV as determined by SFS** and set out in your contract. At the end of the term, you can elect to (1) trade-in the vehicle; (2) exercise the option to return the vehicle; or (3) retain the vehicle by paying the GFV. The GFV is not a representation by SFS** as to the likely market value of the vehicle as at the end of your contract. The option is available on new and demonstrator ŠKODA vehicles for selected models only. Please verify with your dealership the vehicles that are eligible for the program. The GFV will be reduced, and you will be liable for any loan contract deficit, if you exceed the nominated kilometre allowance and/or the vehicle is not in an acceptable condition in accordance with the Fair Wear and Tear Guide. Download the ŠKODA Choice Fair Wear and Tear Guide for more information. Other terms, conditions, fees and charges apply. The cost of the ŠKODA Choice Program is incorporated into the applicable interest rate. Please read the full terms and conditions. Please consider whether these products and services are appropriate for your circumstances. Before acting on any of the information, please seek independent financial and tax advice. Full terms and conditions are available upon application. Available only to approved personal applicants of SFS**. Subject to credit assessment. Standard fees and charges apply. Fleet, government, rental buyers, hire car and chauffeur companies are excluded. Available at participating ŠKODA dealers. ŠKODA Australia and SFS** reserve the right to change, supersede or extend all offers. **SFS is a trading name of Volkswagen Financial Services Australia Pty Limited ABN 20 097 071 460. Australian Credit Licence 389344.